Be Smart About Money
Having the skills to manage finances is critical for young people just starting out in the workforce. Financial literacy goes beyond just understanding “needs” and “wants” to making important decisions about budgeting, taking on educational debt, using credit cards, and making large purchase commitments like a lease, mortgage, or car payment. Many young people have not received any type of financial education when they get ready to start working. Being smart about money means learning the skills to balance your budget, manage debts, and increase your economic health.
Check out these links that can help you learn about being smart with your finances.
Better Money Habits - Youtube video selections from Bank of America on how to set-up a budget and stick to it
California CareerZone - interactive budget tool to help you make money choices
Hit the Road – a Financial Adventure Game for Teens and Tweens
Preparing for Retirement - what young adults should know about retirement planning
Top Money Management Apps - to help you manage your money
Turbo Tax - use TurboTax to file simple tax returns online for free